A little clarity.
A better money plan.
Turn your next “what if” into real numbers. Explore how saving, time and a few thoughtful choices can shape your future.
SIP
Know the assumptions behind the number.
Investment projections use an annual effective return converted to a monthly rate: (1 + annual return)1/12 − 1. SIPs happen at month end; step-ups apply after every 12 payments. Loan interest uses the quoted annual rate divided by 12. These are scenarios, not guaranteed outcomes. No inputs are sent to a server.
Tax calculator scope and source
FY 2025–26 / AY 2026–27 only. For resident salaried individuals under 60 with ordinary salary income up to ₹50 lakh. Enter eligible old-regime deductions and exemptions excluding the standard deduction; use gross taxable salary rather than CTC. New-regime deductions beyond the standard deduction are excluded. This tool does not handle capital gains, business income, senior-citizen slabs, surcharge or filing eligibility. Income Tax Department: slabs, rebate and deductions.